Buying Archives - Melissa Tucci

Saving for a Downpayment

Saving for a down payment is probably at the top of your mind when you start the home-buying process. However, you can still have concerns regarding the process, such as how much to save and how to get started. If you identify with that, your down payment might be more affordable than you initially imagined. …

Is Pre-Approval Key?

You might have heard that getting pre-approval is a step you must take before setting off on your trip if you’re hoping to purchase a home this year. But why is it the case? And does the evolving market of today still make it important? The truth is that having a pre-approval letter from your…

What to Avoid After Applying for a Home Loan

There are several important considerations to make when you’ve applied for a mortgage to buy a home. Even though it’s thrilling to begin considering moving in and decorating, use caution when making any significant purchases. Following your loan application, there are a few things you should probably avoid. Avoid Making Large Cash Deposits Cash is…

Is it Time for a Smaller Home?

It’s reasonable to say that most homeowners don’t fantasize about downsizing. However, there is a distinct advantage to not living large. After all, the time and money you used to spend on cleaning and maintenance can now be spent on more enjoyable activities. That is why some people consider downsizing to be a step forward…

SINGLE HOME BUYER

Homeownership isn’t simply for suburban married couples just starting out on life’s journey together, despite what some of our most prominent cultural myths might have you believe. Everyone requires housing, and while renting has become more popular over time, buying a home remains a top objective for many Americans. Homeownership is not restricted to married…

Work From Home Space

A lot has changed over the past year. For many people, the rise in remote work influenced what they’re looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage right away of the situation and purchased a bigger home. Other people thought working from home would be temporary,…

What’s a Necessary Down Payment

Coming up with enough cash for a down payment to buy a house is the BIGGEST roadblock for most prospective home buyers and one of the most asked questions I get. So how much do you really need? Let’s discuss. There’s a common misconception that, as a homebuyer, you need to come up with 20% of…

Questions to Ask Before Buying a Home

Whether you’re a first-time homebuyer or a seasoned pro, buying a home is a big deal. It’s easy to fall so in love with a house that you lose sight of the more practical questions you should be asking: does it have a termite infestation? Will the ceiling leak every time it rains? Are the…

Want a Bigger Home?

Are you dreaming of extra rooms or a more functional floorplan in your home? Maybe it’s time to make that move… If you’ll be able to work remotely for the long-term or your overall needs have just simply changed, it’s a great time to sell your house and move up. Why? With mortgage rates still…

Taxes & stimulus: Help Homeownership?

Many Americans look forward to the tax season because they’re expecting a tax refund from Uncle Sam. Last year, the Internal Revenue Service (IRS) sent $324 billion back to taxpayers. “Nearly 8 out of 10 received a tax refund worth an average of $2,895”, according to Business Insider. This average does vary by state but provides an idea…